Accidents do not happen when you are driving a car, or away on a vacation. It may happen anytime & anywhere. Considering that modern day life is so dangerous, a personal accident policy is a solution to such vagaries of life.
Its a Benefit Policy.
Coverages are –
• Accidental Death Benefit
• Accidental Permanent Total / Partial Disability Benefit
• Accidental Partial / Temporary Disability Benefit
• Broken Bones